When Mint shut down, crypto holders had a specific problem. The obvious replacements were budgeting apps built for bank accounts and credit cards, and their crypto support ranged from "Coinbase only" to "type it in yourself." Meanwhile the dedicated crypto trackers were deep on chains but blind to your 401(k) and your house. This list is for the person caught in the middle: someone who wants their crypto and their traditional accounts in one honest number. A quick note on safety before we start — every good option here reads crypto keylessly, by public wallet address. No legitimate tracker needs your seed phrase, ever.
What crypto holders should look for in a Mint alternative
Mint's gap for crypto was always the same: it treated coins as an afterthought and made you type balances by hand. If you hold on-chain assets, a few things separate a tracker you'll actually keep open from one you abandon in a month.
- Keyless connection by public wallet address. You should be able to paste a public address and see holdings without ever handing over a login. Watch-only access can read balances; it can't move funds.
- Chain and DeFi coverage that matches your wallet. BTC and ETH alone won't cut it if you're on Solana, an L2, or Avalanche. Check that the tool reads the chains you use and flags DeFi positions rather than showing a zero.
- Whether it also sees traditional accounts. A crypto-only app leaves your brokerage, bank, and 401(k) somewhere else. Ascend reads brokerages through SnapTrade and banks plus 401(k)s through Plaid, so on-chain sits next to the rest of your net worth.
- No seed phrase, ever. A legitimate tracker never needs your private keys or recovery phrase. If one asks, close the tab.
- Cost that fits how much you track. Prices run from free to $250/yr. Decide what you're paying for before you compare, not after.
1. Ascend Free · Pro $99/yr
What it does. Ascend is the most direct fit for an ex-Mint user with crypto. It reads on-chain holdings keylessly — public address only, no seed phrase — across 11 networks including Bitcoin, Ethereum and its major layer-2s, and Solana, catching long-tail tokens and DeFi positions where supported. Then it does the part the crypto-only tools can't: it connects brokerages (SnapTrade), banks and 401(k)s (Plaid), and values real estate with the official FHFA House Price Index, so everything lands in one private total. No budgeting, no categories — just the number.
Who it's for: people whose net worth is a normal mix — a brokerage, a 401(k), some cash, a home, and crypto across a few chains — who want it all in one place without a budgeting workflow or a premium bill. The ex-Mint users page is the fastest way in.
Who it isn't for: pure crypto natives who want the deepest possible chain and DeFi coverage with no interest in traditional accounts — a dedicated tracker below will go deeper on-chain. It's also invite-only for now.
2. Kubera $250/yr · no free tier
What it does. Kubera is the premium everything-tracker. It connects wallets by public address and exchanges by API key across 15+ chains, auto-tracks DeFi (Aave, Compound) and NFTs (OpenSea), and covers all your traditional assets, real estate, and alternatives in 100+ currencies — plus an estate handoff for beneficiaries.
Who it's for: high-net-worth holders who want maximum breadth across crypto and everything else, and will pay $250/year for it.
Who it isn't for: anyone with a simpler portfolio who'd feel the price. There's no free tier, just a short trial.
3. Monarch Money $99.99/yr · Coinbase only
What it does. Monarch is the polished, ad-free budgeting app most people chose after Mint, with excellent couples support. For crypto, though, real-time sync works with Coinbase only — every other exchange or wallet is manual entry, and there's no DeFi or multi-chain coverage.
Who it's for: ex-Mint users who mainly want budgeting back and whose crypto happens to sit on Coinbase.
Who it isn't for: anyone with meaningful on-chain or multi-exchange holdings — they'll go stale the moment you enter them by hand.
4. Copilot Money $95/yr · Apple-first
What it does. Copilot is the best-designed budgeting app and does track crypto keylessly — but only Bitcoin and Ethereum addresses, plus a handful of exchanges (Coinbase, Kraken, Gemini and others) by connection. There's no Solana, layer-2, or DeFi support, and it's Apple-only.
Who it's for: Apple users whose crypto is mostly BTC and ETH and who want a gorgeous app that also budgets.
Who it isn't for: Android users, and anyone holding Solana, layer-2 tokens, or DeFi positions — Copilot simply won't see them.
5. CoinStats Free · Premium ~$146/yr
What it does. CoinStats is a crypto-native tracker with coverage almost nothing matches: 120+ blockchains, 200+ exchanges, and DeFi across thousands of protocols, with keyless wallet reading and read-only exchange API keys. A capped free tier plus a Premium plan for higher limits.
Who it's for: active crypto holders who want the deepest chain and DeFi coverage and are fine running a separate app for it.
Who it isn't for: people who want one net-worth number — CoinStats is crypto-only and can't see your banks, brokerage, or home.
6. Delta Free · PRO from ~$54/yr
What it does. Delta (owned by eToro) is a multi-asset mobile tracker: crypto from 300+ exchanges and wallets by address, plus stocks, ETFs, and forex in the same app. The free tier caps tracked assets; PRO tiers raise the limit.
Who it's for: mobile-first investors who hold crypto and stocks and want them side by side.
Who it isn't for: anyone wanting cash, banks, and real estate in the total — Delta connects brokers and exchanges, not bank accounts, so it's a partial net-worth view.
7. A spreadsheet (Tiller or a template) Free–$79/yr
What it does. A spreadsheet gives you total control and can hold anything, including crypto. Tiller ($79/year) automates traditional bank and card balances into Google Sheets or Excel; crypto you add and update by hand, or via community templates.
Who it's for: hands-on people who want to own their data and don't mind maintaining the crypto rows themselves.
Who it isn't for: anyone who wants their wallets read automatically — no spreadsheet does that; crypto stays a manual entry.
Common questions
What is the best Mint alternative for crypto?
It depends on what else you own. If you want on-chain holdings alongside brokerages, banks, and 401(k)s in one net-worth view, we built Ascend for that: keyless crypto across 11 networks by public address, no seed phrase. If you only track coins and want maximum chain and exchange breadth, a crypto-only tool like CoinStats covers more ground. For a spreadsheet-style estate and multi-currency setup, Kubera is worth a look at $250/yr.
Can any app track crypto and my bank accounts together?
Yes, though fewer than you'd expect do it well. Many crypto trackers stop at coins, and several budgeting apps only support one exchange for live crypto. Ascend reads on-chain wallets by public address and connects banks and 401(k)s through Plaid and brokerages through SnapTrade, so everything rolls into one net-worth number. Kubera and Delta also mix asset types, though Delta connects brokers and exchanges rather than banks.
Is it safe to connect a crypto wallet to a tracker?
It is when the connection is read-only. Ascend uses your public wallet address only, which lets us read balances but never move funds, and we never ask for a seed phrase or private keys. We store data encrypted with AES-256-GCM, don't sell it, and let you export or delete it. The rule holds everywhere: if a tracker asks for your recovery phrase, that's not a tracker.
How we picked
We ranked these for the specific ex-Mint user whose net worth includes crypto, judging each on three things: how many chains it actually reads, whether it reads wallets keylessly by public address, and whether it can also see the rest of your money. Ascend leads because it's the one built precisely for "crypto plus traditional, no budgeting." If you're weighing the crypto-only trackers more seriously, our guide to the best crypto net worth trackers goes deeper on chain coverage and DeFi. Prices were verified against each provider's site in July 2026 and do change — confirm before subscribing. We make Ascend, so we're biased; the entries above say plainly where each rival wins.
Sources, verified July 2026: Kubera, Monarch, Copilot, CoinStats, Delta, and Tiller. Chain coverage and keyless support per each provider's documentation. Prices change — check before purchasing.